Statement of Means

Statement of Means Calculator

Produce a clear monthly statement of your income and outgoings, with a plain-English affordability snapshot, to give to a court, a lender, or a landlord. It takes about 2 to 3 minutes.

Your privacy: Nothing you enter is stored. Your figures stay in your browser only and disappear when you close this tab. They leave your browser only if you choose to email the finished statement at the end.
Privacy & disclaimers: please read before you start

Step 1 of 5Your details

These appear at the top of your statement so a court, lender or landlord can identify it.

Who is this statement for?

Choose a couple if you share your outgoings and want both incomes on one statement. It is still addressed to and sent by you.

Used only if you choose to email yourself a copy. Not stored.

If a court or lender gave you a reference, enter it here.

Step 2 of 5Household

This only affects how the summary reads. It is not used in the income or outgoings totals.

Step 3 of 5Monthly income

Enter take-home (after tax) monthly amounts. Leave anything that doesn’t apply blank.

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Total monthly income: £0.00

Step 4 of 5Monthly outgoings

Enter your typical monthly cost for each. Leave anything that doesn’t apply blank.

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£
£
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Total monthly outgoings: £0.00

Step 5 of 5Savings & debt (optional)

These are used only for the plain-English snapshot, not for the income/outgoings total. Leave blank if you’d rather not say.

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£

Your statement

Total monthly income £0.00
Total monthly outgoings £0.00
Monthly headroom (income minus outgoings) £0.00

Affordability snapshot

    This is a snapshot based only on the figures you entered. It has not been independently verified, checked or audited, and it is not financial, legal or debt advice.

    Your Statement of Means is ready

    Download the PDF

    A clean, print-ready document you can save, print, or attach yourself.

    Or email it

    We’ll send the PDF as an attachment. Your figures are passed to our email provider (Resend) only to send this one message, and are not kept afterwards.